Wolfow (“Wolfow,” “we,” “our,” or “us”) operates the website wolfow.com, a finance and market commentary blog designed to provide economic insights, general financial education, and market updates. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, disclose, and safeguard information when you visit Wolfow.com or interact with our content, advertising, analytics tools, or communication features (collectively, the “Services”). Wolfow is a small, informational blog. We do not operate an online store, do not sell services, do not process payments, and do not run user accounts. Our primary data collection is limited to website analytics, advertising cookies, and optional user communications (such as emails sent through the contact form). By accessing or using the Services, you agree to this Privacy Policy. If you do not agree, please discontinue using the website.
1. INFORMATION WE COLLECT We collect only the information necessary to operate Wolfow.com, analyze website performance, display advertising, and respond to inquiries. 1.1 Information You Provide Directly You may choose to provide personal information when interacting with us: Contact Information When you contact us through the website or by email, you may provide: Your name Your email address Any message or attachments you voluntarily submit Newsletter or Subscription Information (If Enabled) If in the future Wolfow launches an email newsletter, you may voluntarily provide: Name Email address Communication preferences (At this time, Wolfow does not operate an email subscription system.)
1.2 Information Collected Automatically Like most modern websites, Wolfow uses cookies and analytics tools to automatically collect technical and usage data when you visit the site. This may include: Device Data IP address Browser type and version Operating system Device type (desktop, tablet, mobile) Referring URLs Time spent on pages Errors or loading failures Analytics & Usage Data Collected through tools such as Google Analytics: Pages visited Time spent on each page Clicks, scrolls, and navigation behavior Approximate geographic region Engagement metrics (e.g., bounce rate, session duration) Advertising/Ad Measurement Data Because Wolfow uses Google AdSense, Google may collect: Cookie identifiers Advertising identifiers (e.g., Google AAID) Interest-based categories Device metadata View and click history on ads Wolfow does not personally identify you from this information. All data is aggregated and anonymized.
2. COOKIES & TRACKING TECHNOLOGIES Wolfow and our third-party partners (Google Analytics, Google AdSense, social media platforms) use cookies and similar technologies to: Enable website functionality Measure site performance Personalize and optimize ads Understand user interests Improve user experience Types of technologies used: Cookies Pixels Web beacons Local storage SDKs (in the case of third-party integrations) You can manage or disable cookies through your browser or device settings. However, disabling cookies may affect your ability to fully use the site.
3. HOW WE USE YOUR INFORMATION We use the personal information collected for limited, legitimate purposes: To Operate and Improve the Website Maintain website functionality Diagnose and fix technical issues Analyze trends and traffic Improve content based on user engagement To Respond to Your Communications Answer questions Respond to email inquiries Address feedback For Advertising Purposes Wolfow uses Google AdSense, which may use data to: Display relevant ads Limit repetitive ads Measure ad effectiveness For Legal or Security Purposes Prevent fraud Protect the website from attacks Comply with legal requirements Wolfow does not: ✘ Sell personal data ✘ Rent or trade email lists ✘ Use personal data for automated decision-making ✘ Collect sensitive categories of information
4. HOW WE SHARE INFORMATION Wolfow shares only limited technical or advertising data, and only with trusted, widely used service providers. We may share information with: 4.1 Service Providers These include: Google Analytics (analytics) Google AdSense (ads) Cloud hosting providers Email hosting (for managing contact forms) They are prohibited from using your data for any purpose other than providing services to us. 4.2 Online Advertising Platforms AdSense and third-party ad vendors may collect or receive data to display personalized ads. You may opt out of personalized advertising here: https://www.google.com/settings/ads 4.3 Legal Requirements We may disclose information if required by: Law Court orders Government investigations 4.4 Business Transfers If Wolfow ever undergoes a sale or transfer (unlikely for a small blog at this stage), user data may transfer as part of that transaction.
5. THIRD-PARTY ADVERTISING & DATA COLLECTION Wolfow participates in online advertising networks through Google AdSense. Third-party advertisers may: Collect anonymous behavioral data Use cookies or device identifiers Build interest profiles Measure ad effectiveness Social Media Platforms If you share Wolfow articles or interact with embedded content, platforms such as: Facebook Instagram YouTube TikTok Twitter/X may collect data under their own privacy policies. Wolfow does not control these platforms.
6. YOUR PRIVACY RIGHTS You may have privacy rights depending on your region: General Rights for All Users Request access to personal data we hold Request deletion of personal data Request correction of inaccurate data Opt out of personalized advertising Manage cookie preferences Withdraw consent (where applicable) Contact:[email protected] California CCPA Rights If you are a California resident, you may have the right to: Know what categories of data are collected Request deletion Opt out of “selling” personal data (Wolfow does not sell data) GDPR Rights (EU/UK/EEA) If you are located in the EU or UK, you may request: Access Deletion Correction Restriction of processing Data portability Objection to processing Contact: [email protected]
7. INTERNATIONAL DATA TRANSFERS Wolfow is located in the United States. If you access the site from outside the U.S., your data may be transferred and processed in the U.S. We rely on: Standard Contractual Clauses Legitimate interest User consent (where applicable)
8. DATA RETENTION Wolfow retains data only for as long as necessary: Contact emails: until answered + up to 12 months Analytics data: per Google Analytics retention policies Advertising data: controlled by Google We delete personal emails upon request.
9. DATA SECURITY Wolfow uses: SSL encryption Secure hosting Firewalls Limited access controls However, no website can guarantee 100% security. Users transmit information at their own risk.
10. LINKS TO EXTERNAL WEBSITES Wolfow may link to third-party websites. We are not responsible for: Their privacy practices Their security Their content We encourage you to review their Privacy Policies.
11. CHILDREN’S PRIVACY Wolfow is not intended for children under 16. We do not knowingly collect personal data from children. If you believe a child has submitted information, contact us at: [email protected]
12. CHANGES TO THIS PRIVACY POLICY We may update this Privacy Policy periodically. The “Effective Date” at the top reflects the latest revision. We recommend reviewing this page occasionally.
13. CONTACT US For questions or privacy requests, contact: 📩 [email protected] 🌐 wolfow.com/contact